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Delay, Setbacks, & Financial Hardship – A Spiritual Perspective Text: Daniel 10:12-13 Introduction Life often brings unexpected delays, setbacks, and financial hardships. We pray, we work hard, and we trust God—yet sometimes, the breakthrough doesn’t come when we expect it. The Bible reveals that delays are not always denials; sometimes, they are caused by unseen spiritual battles. Daniel 10:12-13 gives us a glimpse into the spiritual realm, showing that when we pray, God hears us immediately. However, there can be obstacles in the heavenly realm that try to hinder our blessings. I. God Hears and Responds Immediately (Daniel 10:12) “Then he said to me, ‘Do not fear, Daniel, for from the first day that you set your heart to understand, and to humble yourself before your God, your words were heard; and I have come because of your words.’” Key Lesson: The moment Daniel prayed, God heard him and dispatched an angel with the answer. Delays do not mean God is ignoring us....

  Cash Flow Management in a Church Using an MIS (Cash Pond Example) A church manages a Cash Pond (a pooled cash reserve) to ensure smooth financial operations, covering ministry expenses, staff salaries, community programs, and building maintenance. A Management Information System (MIS) helps track cash inflows (donations, tithes, offerings) and cash outflows (church expenses, outreach programs, bills). 1. How a Church Uses MIS for Cash Flow Management ✅ Cash Inflows (Revenue Sources) Tithes & Offerings: Regular contributions from members. Special Donations: Love offerings, mission funds, and building funds. Event Income: Fees from conferences, retreats, or workshops. Bookstore & Media Sales: Revenue from selling Christian books, CDs, and merchandise. Grants & Sponsorships: Support from Christian organizations or donors. ✅ Cash Outflows (Expenses) Pastor & Staff Salaries: Payments to full-time and part-time workers. Church Operations: Electr...