Loan Settlement
Let me guide you through this carefully, both in wisdom and faith. 🌿 1. First, Anchor Your Heart Remember: You are not alone. Many great men of faith (and business) have faced debt and pressure before God lifted them. Don’t let shame destroy you. Debt is a burden, but it is not your identity. Pray daily: “Lord, give me wisdom, favor with people, and a path to freedom.” (Proverbs 3:5–6). 💡 2. Practical Steps to Settle Borrowings a) Make a Full List Write down every lender how much you owe, and what was promised. This helps you see the total picture instead of scattered fear. b) Categorize Urgent (those pressing hardest, legally risky, or relationship-based). Flexible (those willing to wait longer). Large vs. Small amounts (sometimes paying smaller amounts first builds confidence). c) Negotiate Openly Sit with each one (if possible) and ask for more time . Offer partial repayment schedules : “I can return X amount every month until ...